Clay County, Florida
Real Estate Guide, Market Trends & Community Living
Cities & Towns in Clay County
Explore real estate guides for every city and town in Clay County, Florida. Click any community below for detailed market data, neighborhoods, schools, and lifestyle information.
Market Quick Stats
Population
225,000
Median Home Price
$350,000
County Seat
Green Cove Springs
Cities & Towns
5
About Clay County
Clay County is located south of Jacksonville in northeast Florida. The county offers suburban living with easy access to Jacksonville's job market. Fleming Island and Orange Park are the primary residential communities. Camp Blanding Joint Training Center provides military presence. The county is known for excellent schools and family-friendly neighborhoods at prices below Jacksonville and St. Johns County.
Housing Market Overview
The Clay County real estate market offers options across a range of price points. The median home price sits at $350,000, with options ranging from entry-level homes to premium properties in the county's most sought-after communities.
📊 Median Home Price
The median home price in Clay County is $350,000. Prices vary by community, with waterfront and premium locations commanding higher prices.
📈 Market Trends
Clay County's market reflects broader Florida trends with steady demand. Properties in established neighborhoods hold their value while new construction adds inventory.
Top Communities in Clay County
These are the most popular cities and towns for home buyers in Clay County, Florida.
🏘️ Green Cove Springs
Explore homes, neighborhoods, and market data in Green Cove Springs. Find your ideal property in this Clay County community.
🏘️ Keystone Heights
Explore homes, neighborhoods, and market data in Keystone Heights. Find your ideal property in this Clay County community.
🏘️ Middleburg
Explore homes, neighborhoods, and market data in Middleburg. Find your ideal property in this Clay County community.
🏘️ Orange Park
Explore homes, neighborhoods, and market data in Orange Park. Find your ideal property in this Clay County community.
🏘️ Penney Farms
Explore homes, neighborhoods, and market data in Penney Farms. Find your ideal property in this Clay County community.
Schools & Education
Clay County is served by Clay County District Schools (A-rated). The county provides education options from elementary through high school with programs supporting academic and extracurricular development.
🎓 School District Overview
Clay County District Schools (A-rated) serves students across the county with a focus on academic excellence. Multiple options exist for families prioritizing education quality when selecting a home.
Lifestyle & Recreation
Black Creek provides kayaking and fishing. Camp Blanding Museum and Memorial Park honor military history. Jennings State Forest offers hiking and equestrian trails. Fleming Island Plantation is a master-planned community with resort amenities.
Employment & Economy
Clay County features a diverse economic base with employers across multiple sectors.
💼 Major Employers
Key employers include Naval Air Station Jacksonville (nearby), Camp Blanding, Orange Park Medical Center, Clay County School District. These organizations provide employment opportunities ranging from entry-level positions to professional careers.
Property Taxes & Cost of Living
Florida has no state income tax, making Clay County attractive for buyers and retirees. Property taxes vary by municipality within the county. The Florida homestead exemption reduces assessed value by up to $50,000 for primary residences.
💵 Homestead Exemption
Florida's homestead exemption provides significant property tax savings for primary residents. Additional exemptions exist for seniors, veterans, and disabled residents. Contact the Clay County Property Appraiser for details.
Commute & Transportation
Clay County provides access to major highways and transportation routes connecting residents to regional employment centers and amenities.
🚗 Transportation Access
Residents commute via major highways and local roads. The county's location provides reasonable drive times to regional employment centers, shopping, healthcare, and entertainment.
Mortgage Solutions & Financing
Ryan & Megan Winslow, a federally licensed lender (NMLS #2426605) operating across all 50 states, provides mortgage solutions for Clay County buyers. Ryan and Megan Winslow guide borrowers through personalized financing strategies.
🏦 Loan Programs
Conventional loans serve most borrowers with fixed or adjustable rates. FHA loans assist buyers with lower down payments. VA loans provide zero-down options for eligible military members. Down payment assistance programs reduce initial capital requirements.
🏦 Apply Today
Apply online at www.winslowloan.com or contact directly at 386-690-5858. Pre-approval happens quickly enabling confident home shopping.
About Winslow Homes LLC
Winslow Homes LLC is a full-service real estate brokerage licensed in Florida, Massachusetts, Connecticut, and Rhode Island. Ryan and Megan Winslow combine experience with commitment to client success and market expertise.
📞 Contact Information
Winslow Homes LLC
Email: Broker@WinslowHomesLLC.com
Phone: 386-690-5858
MLS Disclaimer & Legal Information
All real estate information provided by Winslow Homes LLC is derived from the Multiple Listing Service (MLS) and public sources. Information is deemed accurate but not guaranteed.
Equal Housing Opportunity. Winslow Homes LLC operates under fair housing principles.
Massachusetts MLS Property Info Network (MLSPIN) - The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 28, 2026 4:49 PM UTC The listing information on this page last changed on Last updated on September 28, 2026 4:49 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 28, 2026 4:49 PM UTC
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 28, 2026 4:44 PM UTC
Information is deemed to be reliable, but is not guaranteed. © 2026 MLS. Last Updated September 28, 2026 4:46 PM UTC The information on this sheet has been made available by the MLS and may not be the listing of the provider. Listing data provided by the Daytona Beach Area Association of REALTORS® Internet Data Exchange (IDX) program. Data is believed to be accurate but not warranted.
New Smyrna Beach Board of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested
