Quincy, MA Real Estate | Homes for Sale

Market Quick Stats

County

Norfolk County

Population

106,421

Price Range

$435K - $700K+

To Boston

20-30 Min

Boston Area

Top Schools

About Quincy

Quincy sits on Boston's south shore in Norfolk County, roughly 15 miles south of downtown Boston and accessible via four MBTA Red Line stations. This historic city of 106,421 residents earned its nickname the City of Presidents as the birthplace of John Adams, John Quincy Adams, and native home to John Hancock. Quincy balances historic character with modern suburban amenities, strong schools, waterfront neighborhoods, and accessibility to Boston employment centers.

The city grew from its colonial roots into a major industrial center with a rich shipbuilding heritage. Today, Quincy is a residential destination for families seeking Boston-area proximity without downtown living costs. Major employers State Street and Blue Cross Blue Shield have operations centers in Quincy, keeping local employment opportunities strong. The Red Line T provides reliable 20-30 minute commutes to downtown Boston, making Quincy attractive for professionals working in the city.

The real estate market in Quincy serves diverse buyers: families attracted to top-rated public schools, professionals commuting to Boston via the Red Line, waterfront buyers seeking Quincy Bay access, downsizing retirees from higher-cost Boston suburbs, and investors targeting appreciation in a stabilized coastal community. Quincy neighborhoods range from established residential areas like Wollaston with early-20th-century character to waterfront communities offering bay views and beach access. Home prices range from $435,000 for condos to $692,500+ for single-family homes.

Housing Market Overview

Current Market Conditions & Trends

The Quincy real estate market is competitive with strong demand driven by Boston proximity, school quality, and waterfront access. Median home prices sit around $658,000 for single-family homes, with inventory tight at two months of supply. The market favors sellers with homes moving in just 19 days and properties selling for 101.2% of asking price.

📊 📊 Median Home Price

The median sale price for single-family homes in Quincy is $692,500. Condominiums average $435,000, making them an entry point for first-time buyers and downsizers. Waterfront properties on Quincy Point and Adams Shore command premiums, ranging from $600,000 to $1,500,000+. The luxury segment features waterfront estates with bay views approaching $2,000,000+. Average price per square foot stands at approximately $370-$420 for single-family homes.

📈 📈 Market Trends

Inventory remains tight relative to buyer demand, maintaining upward price pressure. Homes average 19 days on market for well-presented properties. Properties consistently sell above asking price in competitive neighborhoods. The condo market remains active for buyers seeking lower entry prices and reduced maintenance. Single-family home demand remains strong from families relocating for schools and professionals seeking Red Line commute access to Boston.

📊 🏙 Established Neighborhoods

Quincy's established residential neighborhoods feature well-maintained homes with strong appreciation history. Wollaston, Germantown, Squantum, and West Quincy offer single-family homes priced from $500,000 to $750,000. These neighborhoods have matured tree canopy, strong community character, and stable property values. Many homes feature hardwood floors, period details, and lots that are larger than newer developments.

💰 💰 Price Per Square Foot

Median price per square foot for single-family homes is $370-$420 depending on location, age, and condition. Waterfront properties command $450-$600+ per square foot. Condominiums typically range from $250-$350 per square foot. Neighborhoods closer to the Red Line and waterfront command premium pricing. Interior locations west of Route 3 offer slightly lower per-square-foot pricing.

Neighborhood Breakdown

Where to Live in Quincy

Each Quincy neighborhood has distinct character, price point, and lifestyle. Understanding these micro-markets helps you find the right home and make a smart investment. Here is your insider breakdown of every major area.

🏘️ 🏙 Wollaston

Quincy's premier neighborhood bordering Wollaston Beach and home to Eastern Nazarene College. Primarily residential with historic early-20th-century architecture, tree-lined streets, and strong community character. Popular with families for excellent schools, beach access, and neighborhood walkability. Homes range $550K-$800K. The neighborhood's consistent appreciation and established feel attract move-up buyers.

🏘️ 🌎 Squantum

Coastal community with deep Irish-American heritage and the largest Irish-American population in the nation. Known for natural beauty including Orchard Beach and Squantum Marshes. Highly rated schools and community facilities. Homes range $480K-$750K. The area offers waterfront charm with good schools and a strong sense of neighborhood identity and community engagement.

🏘️ 🚦 Germantown

Planned manufacturing community from the 1950s designed to attract German immigrants. Retains strong sense of history with Victorian homes and early-20th-century bungalows. Historic charm at affordable prices relative to other Quincy neighborhoods. Homes range $420K-$650K. The neighborhood appeals to buyers seeking historic character and value, with strong appreciation potential.

🏘️ 🚣 Merrymount

Primarily residential neighborhood and the site of Quincy's initial colonial settlement. Most housing dates from the first half of the 20th century. Established tree canopy and family-oriented atmosphere. Homes range $500K-$750K. The neighborhood's long history and stable development make it attractive to families seeking roots and community.

🏘️ 🌳 Adams Shore

Originally developed as a summer resort, now a year-round residential area in eastern Quincy. Known for beautiful waterfront views and easy beach access. Properties feature water views, proximity to Quincy Bay, and seasonal character. Homes range $550K-$950K. Premium waterfront location attracts buyers seeking views and water access.

🏘️ 🏠 Quincy Point

The southernmost tip of Quincy featuring beautiful homes with water views overlooking Quincy Bay. Exclusive waterfront setting with strong sense of place. Homes range $650K-$1,500K+. The neighborhood's scenic views and waterfront prestige command premium pricing and attract buyers seeking the best waterfront addresses in the region.

🏘️ 🏔 West Quincy

Refers to the part of Quincy west of Quincy Center and northwest of Wollaston. Mixed residential character with good Route 3 access for suburban commuting. More affordable than eastern neighborhoods with homes ranging $450K-$650K. Attracts buyers seeking Quincy school quality at lower prices with convenient highway access to suburban employers.

🏘️ 📉 Quincy Center

Historic downtown area with colonial heritage and the Red Line station hub. Home to Presidents John Adams and John Quincy Adams, and birthplace of John Hancock. Mixed residential and commercial character with walkable streets. Condo options range $400K-$600K. Attracts urban-minded buyers seeking walkability, history, and transit access without leaving the neighborhood.

Search Current Listings Get Expert Market Analysis

Waterfront & Specialty Housing

Bay Views, Beaches & Waterfront Living

Quincy offers diverse waterfront and specialty housing options unique to its coastal location. Quincy Bay waterfront, neighborhood beaches, and island access create lifestyle opportunities found nowhere else in the Boston metro.

🌊 ⛵ Quincy Bay Waterfront

Waterfront properties along Quincy Bay offer direct water access, bay views, and boating opportunities. Properties on Quincy Point command the highest premiums with water views in all directions. Harbor access provides sailing, fishing, and recreational boating. Prices range $650K-$1,500K+ depending on water access, dock facilities, and home condition.

🌊 🌳 Beach Properties

Wollaston Beach and Adams Shore neighborhoods feature homes with beach access and ocean views. Properties near beach parking and public access command premiums. The seasonal character attracts families seeking outdoor recreation and waterfront lifestyle. Prices range $550K-$1,000K+ for direct beach access. Winter weather and salt exposure affect home maintenance costs.

🌊 🔄 Island Properties

Properties on Spectacle Island and nearby islands in Quincy Bay offer unique and exclusive waterfront living. Island access requires boat or ferry arrangements. Limited inventory and unique character command premium pricing. These specialty properties attract buyers seeking maximum privacy and unique New England waterfront character.

🏡 🏠 Luxury & Estate Homes

Quincy's luxury market ($700K+) centers on Quincy Point and Adams Shore with premium waterfront estates, home theaters, pools, and expansive lot sizes. Estate homes feature architectural details, updated systems, and premium finishes. The luxury segment attracts high-net-worth buyers relocating from downtown Boston seeking suburban space with waterfront prestige.

Schools & Education

Quincy Public Schools & Institutions

Quincy is served by the Quincy Public School system and boasts strong academic performance. The district operates 12 elementary schools, 5 middle schools, and 2 public high schools. Quincy College and Eastern Nazarene College provide higher education options locally. The school system is a primary draw for family buyers relocating to the area.

School Zone Impact on Home Values:Homes zoned for top-performing schools command a 5-10% premium over comparable homes in less desirable zones. School boundaries shift occasionally, so always verify current assignments. Quincy's consistent school quality across the system is a strength relative to other Boston metro communities.

🎒 🏫 Elementary Schools

Quincy operates 12 elementary schools serving grades K-6. School assignment is based on neighborhood and capacity. Choice and magnet programs offer additional options within the district. Schools emphasize STEM, the arts, and community engagement. Parent involvement is strong across the district with active PTO organizations.

📚 📚 Middle & High Schools

Quincy has 5 middle schools and 2 public high schools. Quincy High School and North Quincy High School offer comprehensive curricula with AP programs, career pathways, and extracurricular activities. Both high schools have strong athletic programs and performing arts offerings. College prep programs prepare students for selective admissions.

Taxes & Cost of Living

Your Dollar in Quincy

Quincy's cost of living is 36% above the national average and 3% higher than the Massachusetts state average. However, the median household income of $95,711 supports the local economy. Property taxes and state income tax represent significant considerations for relocating buyers.

🏛️ 🏢 Property Taxes

Norfolk County's effective property tax rate is approximately 1.06-1.13% of assessed value. The median annual tax bill is $6,325 on a $598,100 home. Massachusetts homeowners pay approximately $1.13 per $100 of assessed value. A $658,000 home with standard exemptions pays approximately $7,200-$7,500 annually in property taxes. Seniors may qualify for exemptions.

💵 💵 State Income Tax

Massachusetts charges 5.0% state income tax on wages and investment income. High earners and remote workers relocating from low-tax states should factor this cost. A $100,000 income generates $5,000 in state income tax. Out-of-state remote workers may maintain tax residency in their home state if they can establish that status, but consult a tax professional.

🛒 🛒 Cost of Living

Groceries and dining cost slightly above national average. Utilities run $150-$300 per month for typical single-family homes (heating dominates winter costs). Gas and auto costs are average. Overall cost of living excluding housing is approximately 8-10% above the national average. Median household income of $95,711 supports these costs.

📋 📋 Insurance Costs

Homeowner's insurance in Quincy runs $800-$1,500 annually depending on home age, construction, and condition. Flood insurance is optional for most properties outside Zone AE designations but recommended given coastal location. Auto insurance averages $1,200-$2,000 annually. Winter weather and coastal exposure impact insurance premiums.

Commute & Transportation

Boston Access & Regional Connectivity

Quincy's primary strength is its Boston accessibility. Four MBTA Red Line stations provide reliable transit to downtown Boston, making commuting straightforward for professionals. Highway access via Route 3 and I-93 supports suburban commuting options.

🚗 🚗 To Downtown Boston

A 20-30 minute commute via four Red Line stations: North Quincy, Wollaston, Quincy Center, and Quincy Adams. This is Quincy's defining advantage over outlying suburbs. Express service during peak hours reduces commute time. Monthly MBTA pass enables car-free commuting for downtown workers. Professional proximity to downtown jobs at State Street, Federal Reserve, and major corporations.

🚗 🚢 To Local Employers

State Street and Blue Cross Blue Shield have major operations centers in Quincy. Shorter commutes or walking distance available for these employers. Boston Healthcare System, healthcare facilities, and service sector employers throughout the region provide job options. Many residents have offices within 10-15 minutes of home.

🚗 🚗 Highway Access

Route 3 and I-93 provide suburban commuting options. Western Quincy neighborhoods offer fastest highway access. Commutes to suburban employment centers in Dedham, Norwood, and Route 128 corridor average 30-45 minutes. Summer beach traffic on Route 3A can impact commute times July-August.

💻 💻 Remote Work Lifestyle

Quincy attracts remote workers seeking Boston proximity, strong schools, and coastal lifestyle. Good internet infrastructure in established neighborhoods. Coffee shops, libraries, and coworking spaces support flexible work. Beach proximity and community character make Quincy appealing for work-from-home professionals.

Lifestyle & Community

Living the Quincy Life

Quincy offers a lifestyle balanced between historic character and modern amenities. The community has strong neighborhoods, excellent parks, reliable public services, and cultural attractions. Boston proximity preserves urban options while suburban living provides family-oriented community feel.

🎣 🌎 Parks & Outdoor Recreation

Wollaston Beach is Quincy's crown jewel with one mile of sandy beach, bathhouse facilities, and recreational programs. Squantum Marshes offer nature trails and birding. Merrymount Park and neighborhood playgrounds serve local recreation. The community maintains 20+ parks with walking paths, playgrounds, and athletic facilities.

🍽️ 🍴 Dining & Culture

Quincy has a diverse dining scene with local favorites, ethnic restaurants, and upscale options. Italian, Irish, and Asian cuisines reflect the community's diverse demographics. Quincy Center has walkable restaurants and cafes. Cultural attractions include the historic sites honoring Presidents Adams and Hancock, theaters, and galleries.

🌴 🌴 Historic Character

Quincy's history as the City of Presidents shapes community identity. Home to Presidents John Adams and John Quincy Adams. The Adams National Historical Park preserves colonial homes and gardens. Walking tours connect visitors to American history. Historic neighborhoods retain period architecture and community character.

🌴 💕 Community Events

Quincy hosts seasonal festivals, farmers markets, and community gatherings. Fourth of July celebrations at Wollaston Beach draw thousands. Holiday light displays throughout neighborhoods. Youth sports leagues, adult recreation programs, and community center activities serve all ages and interests.

Jobs & Economy

Employment & Economic Drivers

Quincy has a strong local economy anchored by major employers plus excellent Boston access. Major employers State Street and Blue Cross Blue Shield generate significant local employment. Healthcare, education, retail, and services add to economic diversity.

💼 🏥 Major Employers

State Street Corporation employs 4,033 workers in Quincy. Blue Cross Blue Shield of Massachusetts employs 1,911. Boston Financial Data Services has 1,523 employees. Stop and Shop Corporate Headquarters employs 1,489. These anchor employers provide stable employment and economic growth. Both State Street and Blue Cross Blue Shield have offices with Red Line proximity.

🏥 🏨 Healthcare & Education

Boston healthcare system has presence in Quincy with multiple facilities. Quincy College and Eastern Nazarene College provide education sector employment. Schools, municipal government, and public sector jobs offer stability. Healthcare positions grow consistently with strong wage growth potential.

💼 🚀 Boston Commute Options

Red Line access to downtown Boston opens employment options at Federal Reserve, State Street headquarters, financial services, healthcare, education, technology, and professional services. 20-30 minute commute to downtown job markets expands economic opportunities. Many residents choose Quincy for lifestyle while working in downtown.

💻 💻 Remote Work & Entrepreneurship

Quincy attracts remote workers and entrepreneurs who choose the location for schools and coastal lifestyle. Self-employed professionals and small business owners leverage Quincy's community stability and professional networks. The trend continues with more workers choosing flexibility over downtown commutes.

Investment Insights

Real Estate Investment in Quincy

💰 🏠 Long-Term Rental Strategy

Single-family homes rent for $2,200-$2,800 monthly with strong demand from professionals seeking Red Line access and families attracted to schools. Cap rates of 4-6% are achievable with 25-30% down payments. Condo rentals at $1,400-$1,800 generate steady income from young professionals and downsizers. Rental demand remains consistent from Boston commuters.

📈 📈 Long-Term Appreciation

Quincy has seen 2.5-4% annual appreciation over the past decade. Limited land inventory and Boston proximity support continued appreciation. Established school system and stable neighborhoods attract relocating families. Waterfront premium commands strong appreciation as supply is limited.

💰 🏖 Value-Add Properties

Established neighborhoods have renovation potential. Earlier homes built 1920-1960 offer value-add opportunities with period details and larger lots. Updated kitchens and baths command premium rents. Strategic renovations targeting Red Line commuters and families add 10-15% to property value. Wollaston and Germantown offer strong value-add potential.

💰 ⚠️ Investment Risks

Winter weather increases maintenance costs. Coastal location requires flood insurance consideration. Property taxes are high relative to other regions. Economic dependence on major employers like State Street creates vulnerability. Rising property values may limit future appreciation. Always model conservative scenarios.

Find Your Quincy Home Schedule a Property Tour

Buyer Tips & Common Mistakes

Avoid These Costly Errors

Quincy's competitive market rewards informed buyers who understand neighborhoods, factor all costs, and move quickly. Here are mistakes to avoid.

💵 ❌ Underestimating Property Taxes

The #1 mistake is not calculating actual property tax burden. Always request the tax bill and factor into affordability. A $658,000 home costs $7,200+ in annual property taxes plus state income tax. Many out-of-state buyers underestimate the combined tax impact and end up house-poor.

❄️ ❌ Ignoring Winter Costs

Snow removal, heating oil or natural gas, and roof/gutter maintenance add significant expense in winter. Properties with old heating systems or poor insulation cost $300-$600 monthly in heating season. Get a pre-purchase energy audit for older homes. This cost is often overlooked by southern relocators.

🏘️ ❌ Not Verifying School Zones

School assignment maps change periodically. Always verify current school assignment early in your search. Homes zoned for top schools command premiums. New development may bring reassignments. Confirm with the school district directly, not the MLS listing.

🏘️ ❌ Skipping a Local Agent

Using a distant agent or going unrepresented costs money in negotiations and local knowledge. A local agent knows which neighborhoods appreciate fastest, street-specific dynamics, and neighborhood subtleties. Buyer agent services are free to you in most transactions.

Who Should Live Here

Is Quincy Right for You?

Quincy isn't for everyone. Here's an honest look at who thrives in Quincy and who should consider other options.

🏘️ ✅ You'll Love It If...

You want Boston access without downtown living costs. You prioritize excellent public schools. You enjoy coastal lifestyle with beaches and waterfront character. You appreciate historic neighborhoods and community stability. You work downtown or commute to Boston. You want waterfront property with strong appreciation potential. You value established communities with mature neighborhoods.

🏘️ ❌ It May Not Be Right If...

You cannot tolerate winter weather or prefer warm climates year-round. You want affordable property taxes relative to home values. You need sunny summers with minimal cold. You prefer sprawling suburban space without neighborhood density. You're relocating from low-tax states and high cost areas. You work entirely locally outside the Quincy metro. You want cutting-edge new construction over historic character.

Mortgage Solutions & Financing

Ryan & Megan Winslow, a federally licensed lender (NMLS #2426605) operating across all 50 states, provides mortgage solutions for Quincy buyers. Ryan and Megan Winslow guide borrowers through personalized financing strategies.

🏦 Loan Programs

Conventional loans serve most borrowers with fixed or adjustable rates. FHA loans assist buyers with lower down payments. VA loans provide zero-down options for eligible military members. Down payment assistance programs reduce initial capital requirements.

🏦 Apply Today

Apply online at www.winslowloan.com or contact directly at 386-690-5858. Pre-approval happens quickly enabling confident home shopping.

Get Pre-Approved with Ryan & Megan Winslow Talk to Our Agents Today

About Winslow Homes LLC

Winslow Homes LLC is a full-service real estate brokerage licensed in Florida, Massachusetts, Connecticut, and Rhode Island. Ryan and Megan Winslow combine experience with commitment to client success and market expertise.

🏘️ Brokerage Services

Buyer representation guides clients through property selection, negotiation, and closing. Seller marketing strategies position properties competitively. Investment advisory services assist buyers seeking income-producing properties. Relocation assistance helps families moving to new communities.

📊 Market Expertise

The Winslow Homes team brings specialized knowledge of Quincy neighborhoods, property values, market trends, and investment opportunities. Regular market analysis keeps agents informed on current conditions.

📞 Contact Information

Winslow Homes LLC
Email: Broker@WinslowHomesLLC.com
Phone: 386-690-5858

MLS Disclaimer & Legal Information

All real estate information provided by Winslow Homes LLC is derived from the Multiple Listing Service (MLS) and public sources. Information is deemed accurate but not guaranteed. Buyers should verify all information independently before making purchase decisions.

This website and all information provided does not constitute legal, financial, or tax advice. Buyers should consult qualified professionals including real estate attorneys, tax advisors, and financial planners before making property decisions.

Equal Housing Opportunity: Winslow Homes LLC operates under fair housing principles. Discrimination based on race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity is prohibited.